Welcome to Lifetime Income & Financial Services

Lifetime Income & Financial Services has been involved in the financial services industry for 25 years, with extensive experience in insurance, banking, trust and investment services. We are experts in guaranteed income services, financial planning, investment planning and will and estate planning. We are licensed insurance agents, certified financial planners, accredited investment managers, and Fellows of the Canadian Securities Institute.

We provide the following services:

• Guaranteed TFSA (tax-free savings account)
• Guaranteed RSPs and RIFs (fixed and variable annuities)
• Individual Immediate Payout Lifetime Annuities (guaranteed income for life)
• Individual Variable Annuities (guaranteed investment funds that invest for growth with principal guarantees)
• Individual guaranteed minimum withdrawal benefit funds (same as above variable annuities except they have a guaranteed lifetime income benefit)
• Guaranteed Interest Accounts (similar to guaranteed investment certificates, but with additional estate planning benefits)
• Individual Life Insurance and Mortgage protection
• Individual Disability Insurance (Income Replacement Insurance)
  
• Individual Critical Illness Insurance (Health Insurance)
  
• Individual Long-term Care Insurance (Health Insurance)
  
• Individual Dental Insurance (Health Insurance)
  
• Individual Travel Insurance 
  
• Customized Financial Planning
  
• Customized Estate Planning Solutions
  
• Customized Wealth Management Consulting
• Customized Tax Planning
• Group Life
  
• Group Health
  
• Group Dental
  
• Group Disability
  
• Group Long-Term Care
  
• Group Critical Illness

Lifetime believes that annuities should be the cornerstone of a guaranteed lifetime income strategy. We also believe that accurate, reliable information should be easily accessed by clients at a central location, so they can have an important resource to put all of their investment decisions into context. We also believe that accurate, reliable and educational information should be easily accessible, so please visit our Insurance Resources section.